• The Simple Riches

The Simple Riches: Saving and Investing

Information about personal finance, budgeting, investing, mortgages, banking, credit, and small business.

Medical Savings Accounts and Health Savings Accounts

You can open a health savings account (HSA) at any bank that offers it. Some of them even offer an account tied to investments. In some cases, you can open an account without even making a deposit. If you choose a health savings account with options, the bank could charge a fee. If you don't want an official health savings account, you can make you...

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© 2023 by The Simple Riches

Creating an Emergency Fund

An emergency fund is money you set aside to pay bills should something happen. A family member could get sick and be unable to work, or you could lose your job unexpectedly if your workplace closes down, or you could be out of work for many other reasons. An emergency fund also comes in handy if you have a significant issue, such as your vehicle br...

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© ©2023 The Simple Riches.

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